The partial least squares-structural equation modeling (PLS-SEM) approach was used to validate the research model.

This study proposed a new research model in which the students' intention to use the e-payment systems are affected by five different factors including perceived benefit, performance expectancy, perceived risk, perceived secu-rity/privacy, and trust. A total number of 289 students took part in the study. Thus, this study is considered one of the few that attempts to investigate the factors affecting the e-payment systems adoption in six different universities in the United Arab of Emirates (UAE). Nevertheless, studying the factors affecting the adoption of e-payment systems in higher educational institutions is a new research trend. Implications and recommendations for future research are discussed in this paper.Įxamining the adoption of e-payment systems is not a new research topic. Moreover, this study found that perceived enjoyment of using an E-wallet positively affected impulse buying while satisfaction with E-wallet had no significant relationship with impulse buying. Perceived risk had no significant impact on perceived enjoyment and satisfaction with E-wallet, whereas visual appeal positively influenced perceived enjoyment but not satisfaction.

The results revealed that perceived interactivity and subjective norm positively influenced perceived enjoyment and satisfaction with using E-wallet, respectively. PLS-SEM was conducted based on 201 valid responses from active E-wallet users collected through an online survey. This paper further assesses whether consumers perceived enjoyment and satisfaction with using E-wallet would significantly affect their impulsive buying behavior. This study investigates the factors influencing Generation Y and Z’s satisfaction and perceived enjoyment of using E-wallet.

Ewallet pdf